Short Introduces Bill to Permit Electronic Insurance ID Cards


HB 258 Allows drivers to show proof of insurance on smart phones and other devices

DOVER – Delaware drivers would be able to reach for their phones instead of their glove boxes when they need to produce their car insurance ID cards under legislation introduced today by Rep. Bryon Short.

House Bill 258 would permit drivers to take advantage of new electronic ID card services being offered by major insurance companies, which now make proof-of-insurance information available to clients via mobile apps and web-based portals. Currently, Delaware law requires drivers to show a valid paper insurance card when registering a vehicle or when asked by a police officer.

“This is a consumer-friendly policy that has been implemented with success in several other states,” Said Rep. Short, D-Brandywine Hundred. “Drivers know about the hassle and worry of remembering to replace their expired insurance cards with new ones. This is just a more convenient, more efficient way for motorists to be able to provide an officer or the DMV with their most current, accurate insurance coverage information.”

The legislation also stipulates that handing a cell phone or electronic device to a law enforcement officer for the purpose of showing the officer an electronic insurance card does not constitute consent to search or access other contents of that device.

House Bill 258 has been assigned to the House Economic Development, Banking and Insurance Committee, which Rep. Short chairs.